Limitless 2% money rewards — Cardholders earn a limiteless 2% money rewards on purchases, with no classes to activate or earnings limits to trace.
There are different playing cards that provide greater money again charges on sure classes, and whereas they are often price it, they do require extra effort. And so they typically are additionally topic to a cap and restricted in what purchases they apply to. The Wells Fargo Energetic Money® Card is ideal for somebody that wishes an easy-to-use card that also affords excessive rewards: you’ll earn a best-in-class flat rewards straight away in your purchases — with no limits or hoops to leap by way of.
$200 money rewards welcome provide — New Wells Fargo Energetic Money® Card holders can earn a $200 money rewards welcome provide for spending simply $500 in purchases within the first three months. Not solely is that this a really aggressive sign-up bonus for a card with no annual price, however it’s additionally one of many issues that units this Wells Fargo bank card aside from different 2% again playing cards. We’ve but to come back throughout one other bank card with 2% limitless money rewards that additionally has a sign-up bonus.
15 months from account opening 0% APR intro provide — New cardholders can take pleasure in 0% intro APR on each new purchases and eligible stability transfers for a full 15 months from account opening. (After that interval, a go-to charge of 20.24%, 25.24%, or 29.99% Variable APR applies.) That is an excellent provide, even when in comparison with playing cards marketed only for a 0% intro APR. It implies that this card will assist you to keep away from curiosity on purchases and stability transfers into 2025!
Needless to say stability transfers must be made throughout the first 120 days to qualify for a decreased rate of interest and a decrease stability switch price.
No annual price — In lots of circumstances, excessive rewards charges imply excessive annual charges. Not with the Wells Fargo Energetic Money® Card, which sports activities a $0 annual price.
Mobile phone safety — With the worth of a typical mobile phone within the tons of of {dollars}, having some form of insurance coverage is a good suggestion. With this Wells Fargo card, you will get built-in mobile phone safety of as much as $600 simply by paying your mobile phone invoice along with your card. Protection is topic to a $25 deductible.