0% introductory APR for 21 months on stability transfers: One of many longest introductory durations on stability transfers we have come throughout, you may get a 0% intro APR on the stability transferred for a full 21 months, which implies you’ll have nearly two years to repay your stability.
0% introductory APR for 12 months on purchases: You may additionally get a 0% intro APR on new purchases for the primary 12 months. It is a useful perk when you plan on shopping for something with the cardboard.
Select your cost due date: Somewhat flexibility can go a good distance in terms of managing your funds. The cardboard helps you to select from any obtainable cost date, whether or not it is to start with, center, or finish of the month. That manner, you may arrange computerized funds which are aligned along with your paycheck.
No late charges: One of the crucial distinctive perks is that there aren’t any late charges, ever. When you ought to at all times pay your invoice on time, as a result of late funds can nonetheless have an effect on your credit score, it is good to know that you just will not be charged when you do slip up and miss a cost.
No penalty APR: For those who miss some funds, most bank cards will improve your rate of interest to their penalty APR. The Citi Simplicity® Card by no means fees a penalty fee, so your APR is not vulnerable to growing on account of late funds.
No annual payment: This card comes with no annual payment, which is a vital characteristic in case your aim is to repay debt.
